Dental Payment Plans

Many of us will experience a budget blow out of sorts around this time of year. It’s hard not to feel the pinch. Did you know that we are partnered with Denticare and MySmile Plan, both of which offer a range of affordable payment plans? You don’t need to put off that dental procedure, dental payment plans can be used for a wide range of general and cosmetic dentistry treatments including teeth whitening, dental implants, crowns and veneers and most other dental procedures.

Each tailored payment plan is managed by DentiCare direct debit services for your convenience so we can focus on you, your smile and your dental healthcare needs.

• Simple Direct Debit Payment Plan
• Bank Account or Credit Card Debits
• Weekly, Fortnightly, or Monthly Cycles
• No Credit or Finance Contracts
• 0% Interest
• Extra Payments at Anytime
• Payout at Anytime

More about DentiCare

• Eligibility:
  • Over 18 years old
  • Currently employed and not currently bankrupt
  • Australian Citizen
• Upfront Deposit: 20% of the treatment cost
• Payment Plan Limit: $500-$25,000
• Payment Term:
  • Up to 12 months for payment plan up to $2,000
  • Up to 24 months for payment plan above $2,000

Fees (Payable to DentiCare):

• $39 Set Up Fee per payment plan
• Bank Account/Credit/Debit Card Fees:
  • $0.88 per bank account transaction
  • 1.95% surcharge for Visa/MasterCard or 3.25% for American Express

So please feel at ease and talk to us about payment plans so you can fulfill your dental and oral care needs. It’s your smile…!

Please note:
The above financial figures e.g. fees, limit, etc are subject to change.  Please check with us before deciding. Each Responsible Party for Payments that entered into a DentiCare Payment Plan is required to meet the Direct Debit Service Agreement and Conditions of Use requirements.

My Smile Plan

MySmilePlan provides Interest Free dental payment plans for all general, cosmetic, orthodontic and specialist dental care, making dentistry more accessible to all.

MySmilePlan means you can have the dental treatment you need, when you need it with no interest - EVER. MySmilePlan breaks the cost of your treatment into easy, fortnightly credit card payments over 3, 9 or 15 months depending on your dental treatment plan value.  

We offer three dental payment plans: one for dental treatment up to the value of $500 with payments spread over 3 months, one for treatment up to the value of $2,000 with payments over 9 months and one for treatment up to the value of $9,000 spread over 15 months. General, cosmetic and specialist dental services are all covered and the easy application process is performed at the practice and takes just 2 minutes.

WHY CHOOSE MYSMILEPLAN?

• 0% interest - No interest EVER
• Treatment plans up to $9,000
• Manageable fortnightly payments
• Simple application process at the practice
• Low establishment fee

QUICK & SIMPLE APPLICATION

Following a consult with your dentist and acceptance of the treatment plan, the MySmilePlan application process is easy and immediate.

All you have to do is provide Photo ID, a Credit Card & Contact Details.

With this information, your dental practice will enter your details and perform a quick, 2 minute credit check. It's not income tested so no pay slips are required.

MYSMILEPLAN FEES

Establishment Fee	$39
Credit Card Processing Fees	$3 / fortnight
Late Payment Fee	$9.50
Redraw Fee	Nil

REDRAW FACILITY

As MySmilePlan is a revolving credit facility so you can draw down available credit for subsequent treatment costs, with no re-draw fees. 

Just like a credit card, you can re-borrow whatever you've paid off, up to 80% of the original loan. For example, if you've taken out MySmilePlan for a $5,000 treatment and have already paid off $3,000, you can then re-draw an additional $2,000 for any additional treatment if required. 

For more information on either dental plan please call Tower Dental on 03 9817 7144 today. Don’t leave it until it’s too late!